Customers
A complete operational record for every person or business you collect from.
Operations dashboard
Collect payments.
Track agreements.
Stay in control.
A configurable finance and payment tracking platform for Nigerian businesses and organisations. Keep the customer, agreement, balance, activity, and follow-up in one workspace your team can run every day.
Pay Small SmallCreate flexible instalment plans, record deposits and keep every outstanding balance visible.Explore →
Payment collectionShare links and QR codes, accept Paystack checkout and reconcile every successful payment.Explore →
Contribution groupsCoordinate members, hands, rounds, payment progress and transparent group reports.Explore →Reports & insights
Every payment has a next action.
See the pattern behind every payment. Collections, outstanding balances, agreements, invoices and follow-up activity meet in one operational view your team can act on.
Free beta · No card required · Online payments processed by Paystack
Tuesday, 20 AugustWelcome back, Amaka
⌕ ⊙ ANTotal collected₦4,820,000↑ 12.4%
Outstanding₦1,820,000Needs follow-up
Active agreements184↑ 8 this month
Success rate98.6%Paystack powered
Payment activity30 days
Jul 21Jul 28Aug 04Aug 11
NowView all
✓
Payment receivedAdaeze N. · Paystack
₦25,000↗
Invoice sentINV-0248 · WhatsApp
₦180,000!
Follow-up dueTunde B. · 3 days late
₦15,000Payment received₦25,000
#
Receipt generatedRCT-2048
Scoped API keys
Signed webhooks
Request IDs
Audit history
Workspace roles
One platform · Every workflow
The record keeps moving after someone pays.
Choose a workspace shaped around how your organisation collects. The underlying customer, payment, reporting and team controls stay connected.
01
CustomerCreate the record02
AgreementSet terms and dates03
CollectLink, QR or manual04
ReconcileMatch the payment05
ReceiptShare clear proof06
ReportReview performanceBuilt around the work
Different money workflows. One operating system.
Connect the customer, agreement, collection, reconciliation, receipt and report instead of handing the same transaction between disconnected tools.
From checkout to clean records
See where every payment goes next.
A payment link is only the beginning. paytrack connects collection status to the customer, plan, ledger and receipt so your team can act on one record.
Explore payment collection01
Payment linkShared with customer
02
Paystack checkoutCard · Transfer · USSD
03
Payment verifiedSigned event received
Verified04
Ledger updatedReceipt ready
Outstanding balance₦225,000
On track63% paid
✓MarPaid
✓AprPaid
✓MayPaid
✓JunPaid
5JulDue now
6AugUpcoming
Next installment₦75,000 · 28 Aug
Agreements & installments
Know what was promised, paid and due.
Build a schedule from the agreement, record deposits and partial payments, and focus the team on accounts that need attention.
- ✓Auto-generated installment schedules
- ✓Progress and outstanding balance
- ✓Overdue follow-up with a visible history
Community finance
Make every member and round visible.
Run contribution groups and daily collections with member-level records, payment progress, QR cards and reports built for transparent review.
Explore contribution groups82%collected
₦820,000 of ₦1m18 of 22 membersNext round · 30 August
ANAmaka NwosuPaid
COChidi OkaforPaid
BABola AdeyemiPending
EIEfe IghaloPaid
Professional invoicing
Send work that looks ready to be paid.
Create a polished invoice, share it by link, WhatsApp or email, and optionally let the client pay online. Document-only invoicing remains available too.
Explore invoicingOne connected workspace
The essentials are more useful together.
Payment Plans
Turn terms into schedules and see paid, due, partial and overdue periods clearly.
Collections
Share links and QR codes; Paystack processes online payment while paytrack reconciles the record.
Invoices
Create branded documents, share public views and track payment status from the same workspace.
Reminders
Coordinate email and SMS follow-up around real balances and due dates.
Reports & ledger
Review receipts, exports, activity and a cryptographically linked finance history.
Developer platform
Your finance workflow can speak API too.
Use the live REST API, OpenAPI definitions and signed webhooks today. The JavaScript SDK, CLI and MCP server are built foundations and are not yet published packages.
REST APISDKCLIMCP
GET/api/v1/customers?status=active{
"data": [{
"id": "cus_8f2a",
"name": "Adaeze Nwosu",
"status": "active"
}],
"requestId": "req_01J..."
}200 OK184 ms
req_01J...Built for accountable work
Trust is in the details.
Scoped access, signed webhook events, request IDs, team roles and activity records make important actions easier to trace—without claiming paytrack is a bank or holds your funds.
Free beta · No card required
Move your payment workflow out of scattered tools.
Start in the free beta with customers, agreements, invoices, contribution groups and payment history. Paid billing is not active.